Our Services

• Borrow up to N30,000,000.00 
• Payment over 72 months
• Contribute as low as 20% towards the purchase
• Comprehensive Insurance on the car for the entire loan period
• No hidden charges

Term loan provides you the keys to unleash your dreams rather than just wishing. Be it landed properties, school fees payment abroad, or emergency funds to sort out pressing needs, we offer a flexible and affordable loan with easy repayment options.

Features

• Maximum loan amount - N30 Million
• Maximum tenure - 96 Months
• Interest Rate - Very Competitive
• No hidden charges
• No Collateral
• You can top up an existing loan

***Terms and conditions apply

Personal loan provides you the keys to unleash your dreams rather than just wishing. Be it landed properties, school fees payment abroad, or emergency funds to sort out pressing needs, we offer a flexible and affordable loan with easy repayment options.

Features

• Maximum loan amount - N30 Million
• Maximum tenure - 96 Months
• Interest Rate - Very Competitive
• No hidden charges
• No Collateral
• You can top up an existing loan

***Terms and conditions apply

Home Improvement loan provides you the opportunity to enhance or upgrade your existing home for a better quality of living.

Features

• Maximum loan amount - N10 Million
• Maximum tenure - 72 Months
• Interest Rate - Very Competitive
• No hidden charges
• No Collateral
• You can top up an existing loan

***Terms and conditions apply

Commodity loan gives you an opportunity to finance the purchase of electronics, Smart TVs, Smart Phones and gadgets, house decors or even purchasing a soundproof generator at a very attractive rate with a convenient repayment plan. We collaborate with major dealers where you can get quality products at affordable prices, making commodity purchases as simple as working into a shop without money, get a proforma invoice, and work out with the product.

How it works

• Visit any of our registered vendors
• Identify the item(s) you want to purchase
• Complete a stock Order Voucher(SOV) online
• You and the vendor will receive an email once approved
• Pick up your item(s) from vendor

Target loan is taking in lieu of expected payment. i.e. HIS, 13th Month, etc.

Features

• To qualify for this loan a member must have at least NGN100,00.00
• Repayment is set against a Target income/payment to be paid in payroll e.g. HIS, Security Allowance, November 13th month, etc.
• Maximum loan amount is  80% previous payment.
• Interest rate is highly competitive
• Maximum tenor is 9 months to actual targeted payment.
• Repayment method is post dated cheque

****Terms and conditions apply

• Maximum tenor- 12 years.
• Maximum Loan Amount: N50 million
• The minimum equity contribution by the borrower is 10% of the cost of property
• Interest rate: Highly Competitive

• Get offer letter from a prospective vendor
• Legal Search to be conducted on the property
• A tripartite agreement to be endorsed before payment is made to the vendor.
• Property to be financed must be residential and not for commercial purpose

1. The minimum monthly contribution is N20,000.00 via payroll
2. You can make additional payments into your regular savings account
3. You can only withdraw from your savings 3 times within a given fiscal year.
   

4. Not more than 85% of unencumbered savings can be withdrawn at any point in time.

• Offers higher interest rates than the conventional term deposit
• Helps you grow your income with guaranteed high returns.
• Offers competitive interest rates and flexible investment periods of 30, 60, 90, and 180 days and above.
• Allows you to invest as low as N500,000.00
• Allows you to top up your existing investment at maturity
• Opened to members and retirees
• Absolutely safe & secure
• No hidden charges
• Easy to open