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Empowering Africa Through Cooperative Excellence. A trusted hub for saving, investing, and building wealth.

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Home Improvement Loan

Transform your house into the home you have always envisioned.

Our Home Improvement Loan provides the financial support you need to renovate, upgrade, or enhance your existing home, helping you create a more comfortable, functional, and enjoyable living environment for you and your family.

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Key Features

Why Choose COOPLAG Home Improvement Loan?

Our commitment to transparency, competitive rates, and exceptional service ensures that you receive outstanding value and reliable support every step of the way.

Maximum Loan Amount

Up to ₦20 Million subject to 5 times your savings

Flexible Repayment & Top-up

Up to 72 months, with a top-up option available.

Competitive Interest Rates

Benefit from highly competitive interest rates on your loan.

Transparent & Accessible

No hidden charges, No collateral required.

*Terms and conditions apply.

Get Started

Simple 4-Step Process

Complete Form

Complete Term loan application form

Verification

Your application undergoes an eligibility review to confirm that you meet the requirements for the loan facility.

Application Approval

Upon successful eligibility verification, your application is processed and approved.

Funds Disbursed

The approved funds are credited directly to your bank account.

Learn How the Loan Works

Understand your repayments, terms, and options with our loan calculator.

Calculate Your Loan

Information Desk

Frequently Asked Questions

Get Answers to Common Questions About Home Improvement Loan

What is the maximum amount I can borrow?

Up to ₦20 Million subject to 5 times your savings
How long do I have to repay the loan?

You can enjoy a flexible repayment tenure of up to 72 months.
Do I need to provide collateral?

No, the COOPLAG home improvement loan requires no collateral, however you are required to provide a guarantor or a withness depending on the amount you are borrowing.
Can I top up my existing loan?

Yes, you can top up an existing loan, subject to meeting the applicable eligibility requirements and approval criteria.