Turn your plans into achievements
Whether you're funding international education, managing important family commitments, or addressing urgent financial needs, the COOPLAG Personal Loan provides convenient access to funds with flexible repayment terms and competitive rates.
Why Choose COOPLAG Personal Loan?
It offers affordable financing, flexible repayment options, and the support you need to achieve your goals with confidence and ease.
Maximum Loan Amount
Up to ₦50 Million subject to 2 times your savings.
Flexible Repayment Tenure
Up to 96 months.
Competitive Rates & Top-Ups
Competitive interest rates with a top-up option available for existing loans, subject to eligibility.
Transparent & Accessible
No hidden charges, No collateral required.
*Terms and conditions apply.
Simple 4-Step Process
Complete Form
Complete Term loan application form
Verification
Your application undergoes an eligibility review to confirm that you meet the requirements for the loan facility.
Application Approval
Upon successful eligibility verification, your application is processed and approved.
Funds Disbursed
The approved funds are credited directly to your bank account.
Learn How the Loan Works
Understand your repayments, terms, and options with our loan calculator.
Frequently Asked Questions
Get Answers to Common Questions About Personal Loan
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What is the maximum amount I can borrow?You can access up to ₦50 Million subject to 2 times your savings.
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How long do I have to repay the loan?You can enjoy a flexible repayment tenure of up to 96 months.
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Do I need to provide collateral?No, the COOPLAG Personal loan requires no collateral, however you are required to provide a guarantor or a withness depending on the amount you are borrowing.
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Can I top up my existing loan?Yes, you can top up an existing loan, subject to meeting the applicable eligibility requirements and approval criteria.
Related Products & Services
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