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Empowering Africa Through Cooperative Excellence. A trusted hub for saving, investing, and building wealth.

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Fixed Deposit

Would you like to maximize the growth potential of your earnings?

COOPLAG Fixed Deposit gives you the opportunity to earn competitive, guaranteed returns while keeping your investment secure over a fixed term.

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Key Features

Why Choose COOPLAG Fixed Deposits?

The COOPLAG Fixed Deposit Scheme is designed to help you achieve higher returns through a secure and rewarding investment option. Whether you are looking to preserve capital, generate additional income, or grow your wealth over time, it offers a tailored solution to achieve your financial objectives.

Higher Returns

Enjoy interest rates that are significantly more rewarding than conventional term deposits.

Guaranteed Growth

Grow your income safely through attractive, stable, and predictable returns on your initial investment.

Flexible Investment Tenors

Choose from flexible investment periods of 30, 60, 90, 180 days, and longer durations to suit your specific needs.

Affordable Entry Point

Start investing with as low as ₦500,000

*Terms and conditions apply.

Get Started

Simple 4-Step Process

Complete Form

Complete the simple Term Deposit Application Form and submit it for processing.

Fund Your Deposit

Make a transfer to the designated account and send your payment confirmation to enable prompt processing of your investment.

Watch It Grow

Relax as your capital earns highly competitive, guaranteed interest over your chosen period.

Maturity & Payout

At maturity, choose to seamlessly roll over your investment or withdraw your principal and interest.

Other Features

Fixed Deposit Features

Investment Top Up Option

Reinforce your investment by adding to your deposit upon maturity.

Accessible to Members and Retirees

Open to all eligible COOPLAG members and retirees.

Upfront Interest Payment

Enjoy the flexibility of receiving your interest payment upfront at the commencement of your investment.

Safe and Secure

Your investment is managed with the highest standards of safety and reliability.

No Hidden Charges

Enjoy transparent terms with no unexpected fees.

Easy Account Opening

Simple and straightforward enrolment process.

*Terms and conditions apply.

Performance Metrics

Trusted by Thousands

Our savings volume and membership footprint reflect decades of transparency, security, and member alignment.

35+

Years of Operation

3000+

Active Members

20+

Capital Projects

100%

Secure & Trusted

Information Desk

Frequently Asked Questions

Get Answers to Common Questions About Fixed Deposit

What is the minimum investment amount for a fixed deposit?

The minimum investment required to open a COOPLAG Fixed Deposit account is ₦500,000.00, allowing you to steadily compound your wealth.
Can I top up my fixed deposit before maturity?

While existing fixed deposit contracts are locked for the duration, you have the option to seamlessly add to your principal when rolling over the investment at maturity.
What are the available investment tenors?

We offer highly flexible investment periods ranging from 30, 60, 90, 180 to 365 days.
What happens when my fixed deposit matures?

Upon maturity, you have the flexibility to seamlessly roll over your principal and accrued interest into a new term, or you can request a full withdrawal of your funds.